Estimates only — not medical advice.
Max heart rate ≈ 220 − age. We split it into 5 zones. Enter a resting heart rate and we switch to the more personalized Karvonen (heart-rate-reserve) method.
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The common estimate is 220 minus your age.
A method using heart-rate reserve (max − resting) for more personal zones.
Zones 2–3 burn a higher fat fraction; total burn is highest at higher intensity.
No — consult a doctor before intense training.